Business funding · $10K to $250K+
Business funding, made simple.
One short request connects your business with funders. Every offer is explained in plain numbers, including what you repay, what you receive, and the true annual rate.
- Secure, encrypted request
- No obligation
- Not a credit application
- $10K–$250K+Funding amounts requested
- 6Funding types explained
- 2 minutesTo submit a request
- $0Cost to you to apply
Funding options
The right type of funding for your business
Compare typical cost and speed, then read a plain-language guide to each option.
Merchant cash advance
Cash now against future sales. Fast, but usually the most expensive option, so price it first.
Working capital loan
A fixed amount repaid over a set term. Often cheaper than an advance if you qualify.
Business line of credit
Draw what you need, when you need it, and pay interest only on what you use.
Equipment financing
The equipment secures the deal, which can mean better terms and less money down.
Invoice factoring
Turn unpaid B2B invoices into cash now instead of waiting 30 to 90 days.
SBA loans
Government-guaranteed loans with long terms. Slower, but often the lowest-cost option.
Who we help
Built for the businesses that keep Main Street running
Funders work with businesses across industries, from shops and restaurants to trades and service companies.
Retail & e-commerce
Inventory ahead of busy seasons, new locations and equipment.
Food & hospitality
Kitchen equipment, renovations and cash flow between busy periods.
Auto, trades & services
Tools, vehicles, payroll and larger jobs that need cash up front.
Know before you sign
We make every offer easy to compare
Funding offers are often quoted in ways that make them hard to compare. Before you decide, look at four things:
- The true annual rateFactor rates hide how quickly you repay. We convert them to an estimated APR.
- The cash you actually receiveFees deducted at funding reduce what lands in your account.
- A reconciliation clauseIt lets payments adjust if your sales drop. Without it, they stay fixed.
- Red-flag termsConfessions of judgment and stacking clauses deserve a hard look.
Example offer, explained
| Advance amount | $50,000 |
| Factor rate | 1.35 |
| Total repayment | $67,500 |
| Daily payment (9 months) | $357 |
| Cost of the money | $17,500 |
| Estimated APR | ≈ 84% |
How it works
Four simple steps
No paperwork to start and no obligation at any point. Learn how we work and how we're paid.
- Tell us about your businessAmount, purpose, time in business and monthly deposits. It takes about two minutes.
- We connect you with fundersYour request is sold or shared with funders, brokers and lead buyers who work with businesses like yours.
- Review your optionsCompare total repayment, cash in hand and estimated APR side by side.
- Decide with confidenceAccept an offer only if it's right for you. There's never an obligation.
Our standards
A straightforward approach
Funding is a significant decision. These are commitments we keep.
- We never call a factor rate an "interest rate" or hide the repayment amount.
- We never push a second advance to pay off the first.
- We never promise approval. Funders make their own decisions.
- We never hide that we sell your details. It's on the form, and you can opt out any time.
Are you a lender?
What do I need to apply?
How fast can I get funded?
Which option is cheapest?
What would your offer really cost?
Two minutes to request options. Every offer shown in plain numbers, including its true APR.
Get my funding options